1. Acceptance of Terms

Welcome to CalcYourTrade. By accessing or using our website at calcyourtrade.com (the "Service"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our Service.

These Terms constitute a legally binding agreement between you and CalcYourTrade ("we," "us," or "our"). We reserve the right to modify these Terms at any time, and your continued use of the Service constitutes acceptance of any changes.

2. Description of Service

CalcYourTrade is a free web-based suite of forex trading calculators designed to help traders:

• Calculate position sizes based on risk parameters
• Analyze risk/reward ratios for trading setups
• Determine pip values for currency pairs
• Calculate stop loss and take profit levels
• Estimate potential profits and losses
• Calculate margin requirements
• Estimate swap/rollover costs for overnight positions

The Service is provided free of charge and requires no registration or account creation.

3. Educational Purpose Only

IMPORTANT: CalcYourTrade is provided for educational and informational purposes only. Our calculators and tools:

• Do NOT constitute financial, investment, or trading advice
• Should NOT be relied upon as the sole basis for trading decisions
• Are NOT a substitute for professional financial advice
• Do NOT guarantee trading success or profitability

You are solely responsible for your trading decisions and any consequences thereof.

4. Risk Disclosure

Trading foreign exchange (forex), contracts for difference (CFDs), and other leveraged products carries a high level of risk and may not be suitable for all investors. Before trading, you should carefully consider your investment objectives, experience level, and risk tolerance.

Key Risks Include:

• Loss of Capital: You could lose some or all of your initial investment
• Leverage Risk: Leverage magnifies both gains and losses
• Volatility Risk: Currency markets can be highly volatile
• Margin Calls: You may be required to deposit additional funds
• Counterparty Risk: Your broker may fail to meet obligations
• Technical Risk: Calculator errors or exchange rate inaccuracies

DO NOT trade with money you cannot afford to lose. Seek advice from an independent financial advisor if you have any doubts.

5. Accuracy and Limitations

5.1 Calculator Accuracy

While we strive to ensure our calculators are accurate, we make no guarantees regarding:

• The accuracy of calculation results
• The accuracy or timeliness of exchange rates
• The suitability of results for your specific situation
• The completeness of calculator features

5.2 Exchange Rate Data

Exchange rates are provided by Alpha Vantage and other third-party APIs. We do not guarantee:

• Real-time accuracy of rates
• Availability of rate data
• Rates matching your broker's actual quotes

Always verify calculations and rates with your broker before executing trades.

5.3 Broker-Specific Differences

Our calculators use standard formulas that may not account for broker-specific factors such as:

• Spread variations
• Commission structures
• Swap rate differences
• Margin requirement variations
• Lot size limitations

6. User Responsibilities

When using CalcYourTrade, you agree to:

• Verify Results: Always double-check calculator outputs before trading
• Use at Your Own Risk: Accept full responsibility for trading decisions
• Follow Laws: Comply with all applicable local and international laws
• Lawful Use: Use the Service only for lawful purposes
• No Abuse: Not attempt to hack, disrupt, or overload our systems
• Respect Limits: Honor API rate limits (500 requests/day for Alpha Vantage)
• Age Requirement: Confirm you are at least 18 years of age

7. Disclaimer of Warranties

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:

• Warranties of merchantability
• Fitness for a particular purpose
• Non-infringement
• Accuracy or reliability
• Uninterrupted or error-free operation

We do not warrant that:

• The Service will meet your requirements
• Calculators will be error-free or accurate
• Defects will be corrected
• The Service will be available at all times

8. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, CALCYOURTRADE AND ITS OPERATORS, AFFILIATES, AND SERVICE PROVIDERS SHALL NOT BE LIABLE FOR:

• Trading Losses: Any losses incurred from trading decisions based on our calculators
• Indirect Damages: Lost profits, lost data, business interruption, or opportunity costs
• Calculator Errors: Errors, inaccuracies, or miscalculations in calculator results
• Service Interruption: Downtime, outages, or unavailability of the Service
• Third-Party Services: Failures of Alpha Vantage, CDNs, or other third-party services
• Data Loss: Loss of saved calculator data or preferences

IN NO EVENT SHALL OUR TOTAL LIABILITY EXCEED $100 USD OR THE AMOUNT YOU PAID TO USE THE SERVICE (WHICH IS $0 FOR FREE USERS).

Some jurisdictions do not allow the exclusion of certain warranties or limitation of liability, so the above limitations may not apply to you.

9. Indemnification

You agree to indemnify, defend, and hold harmless CalcYourTrade, its operators, affiliates, partners, and service providers from any claims, damages, losses, liabilities, and expenses (including legal fees) arising from:

• Your use or misuse of the Service
• Your violation of these Terms
• Your violation of any applicable laws or regulations
• Trading losses or disputes with brokers
• Your infringement of any third-party rights

10. Third-Party Services and Links

Our Service uses and may link to third-party services, including:

• Alpha Vantage: Exchange rate data provider
• Google Analytics: Website analytics
• Google AdSense: Advertisement platform (if implemented)
• CDNs: Content delivery networks (Cloudflare, jsDelivr)

We are not responsible for the content, privacy policies, or practices of third-party services. Your use of third-party services is at your own risk and subject to their terms and conditions.

11. Intellectual Property

11.1 Our Rights

All content on CalcYourTrade, including but not limited to:

• Website design and layout
• Calculator algorithms and code
• Text, graphics, and logos
• User interface and user experience

is the property of CalcYourTrade and protected by copyright, trademark, and other intellectual property laws.

11.2 Your Rights

You may:

• Use the calculators for personal, non-commercial purposes
• Share links to our website
• Embed screenshots with attribution (for educational content)

You may NOT:

• Copy, reproduce, or redistribute our calculator code
• Create derivative works or competing services
• Remove copyright or attribution notices
• Use our content for commercial purposes without permission

12. Advertising

CalcYourTrade may display advertisements via Google AdSense or other advertising networks. We do not endorse or control the content of these advertisements. Clicking on ads is at your own risk, and we are not responsible for:

• The content or accuracy of advertisements
• Products or services advertised
• Transactions between you and advertisers
• Privacy practices of advertisers

13. Modifications to Service

We reserve the right to:

• Modify, suspend, or discontinue the Service at any time without notice
• Change calculator features or formulas
• Limit access to certain features
• Implement usage restrictions or rate limits

We will not be liable for any modification, suspension, or discontinuation of the Service.

14. Termination

We may terminate or suspend your access to the Service immediately, without notice, for any reason, including:

• Violation of these Terms
• Fraudulent or illegal activity
• Abuse of the Service or API rate limits
• At our sole discretion

Upon termination, your right to use the Service will immediately cease. Sections of these Terms that by their nature should survive termination shall survive, including disclaimers, limitations of liability, and indemnification.

15. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which CalcYourTrade operates, without regard to conflict of law principles.

Any disputes arising from these Terms or your use of the Service shall be subject to the exclusive jurisdiction of the courts in that jurisdiction.

If you are accessing the Service from outside this jurisdiction, you are responsible for compliance with local laws.

16. Dispute Resolution

16.1 Informal Resolution

Before filing any formal claim, you agree to contact us at legal@calcyourtrade.com to attempt to resolve the dispute informally. We will attempt to resolve disputes in good faith.

16.2 Arbitration

If informal resolution fails, disputes shall be resolved through binding arbitration rather than in court, except for:

• Claims in small claims court
• Claims for injunctive relief
• Intellectual property disputes

16.3 Class Action Waiver

You agree that disputes will be resolved individually, not as part of a class action or representative proceeding.

17. Severability

If any provision of these Terms is found to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect. The invalid provision shall be modified to the minimum extent necessary to make it valid and enforceable.

18. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and CalcYourTrade regarding the Service and supersede all prior agreements, understandings, and representations.

19. Contact Information

If you have questions about these Terms of Service, please contact us at:

CalcYourTrade
Email: legal@calcyourtrade.com
Website: calcyourtrade.com

20. Key Points Summary

By using CalcYourTrade, you acknowledge that you have read, understood, and agree to these Terms of Service.